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To put it simply, you cannot drive around without an auto insurance policy in Alberta, or anywhere else in Canada. This means that even if you are traversing the relatively quiet streets of the small city of Camrose, you should do so with a policy. This is because car insurance is mandatory for all private vehicle owners in Canada. Some provincial governments offer insurance plans through a government agency. However, in Camrose, Alberta, you would have to purchase your private vehicle insurance through a private insurance provider.
Auto insurance and Alberta laws
In Alberta, there are several mandatory auto insurance benefits. These benefits include rehabilitation and hospitalization of all the people involved in an automobile accident. There is no need to investigate which ones are to be held responsible and therefore liable for the accident. Because auto insurance itself is mandatory, it should be expected that all Albertans will be getting their insurance-provided treatments after an accident. There are also, of course, benefits that are considered optional. If you wish to get additional benefits, you can look for a policy that complements your basic auto insurance plan.
As car accidents can have devastating effects on the driver, the passengers, and innocent bystanders, it's important that you follow Canadian laws on mandatory car insurance. You really don't have to spend a lot when applying for car insurance, as you can always look for the best deal by asking around. You can also contact an insurance broker and see if you can get car insurance discounts.